WCLD A creative hard money lender

Borrowers

Private Real Estate Loans for Investors and Small Business Owners

WCLD provides short-term collateral-based lending for real estate investors, brokers, developers, and small business owners across Washington DC, Maryland, and Northern Virginia.

Apply for a Loan Call 703-350-4339

Fast Answers and Practical Lending Options

Real estate investors can use our funds for rehab loans, bridge loans, property flips, short sale acquisitions, foreclosure bailout, and construction financing. These loans typically range from $100,000 to $750,000.

In many cases, decisions are made within 24 to 48 hours and settlement can be funded within 5 business days. Business owners may also use our funds for short-term equipment investments, inventory acquisition, and property improvements when the loan is supported by real estate or other tangible collateral.

FAQ

Have questions about rates, collateral, timing, or whether a project may fit? Start with our frequently asked questions.

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Lending Process

Our loan process is straightforward and written in plain English. We walk you through each step and answer questions along the way.

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Loan Application

A short application gives us the basic information about you and the project you want to fund.

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Borrower scenarios WCLD is built to review

WCLD works with experienced real estate investors, newer investors, and contractors who are ready to start doing their own deals. The best fit is usually a property with a clear value story, a defined rehab or construction budget, and a realistic sale or refinance exit.

We commonly review loan requests from $150,000 to $1,000,000 for fix-and-flip, rehab, bridge, and investor/spec construction projects. WCLD can often close within 3 to 4 days after title binder and term approval when due diligence is complete.

Fix-and-flip loansRehab loansConstruction loansCall or send your scenario