FAQ
Have questions about rates, collateral, timing, or whether a project may fit? Start with our frequently asked questions.
Read More
A creative hard money lender Borrowers
WCLD provides short-term collateral-based lending for real estate investors, brokers, developers, and small business owners across Washington DC, Maryland, and Northern Virginia.
Real estate investors can use our funds for rehab loans, bridge loans, property flips, short sale acquisitions, foreclosure bailout, and construction financing. These loans typically range from $100,000 to $750,000.
In many cases, decisions are made within 24 to 48 hours and settlement can be funded within 5 business days. Business owners may also use our funds for short-term equipment investments, inventory acquisition, and property improvements when the loan is supported by real estate or other tangible collateral.
Have questions about rates, collateral, timing, or whether a project may fit? Start with our frequently asked questions.
Read MoreOur loan process is straightforward and written in plain English. We walk you through each step and answer questions along the way.
View the ProcessA short application gives us the basic information about you and the project you want to fund.
Apply OnlineBuying and rehabbing a property in Fairfax County, Arlington, Alexandria, McLean, Vienna, Prince William County, or Loudoun County?
Learn about WCLD fix-and-flip loans in Northern VirginiaExplore WCLD fix-and-flip, rehab, construction, and location-specific private lending pages for active markets in Northern Virginia, Washington DC, and Maryland.
Reach out to discuss a hard money, bridge, rehab, construction, or short-term real estate loan. Existing clients can also access the client portal for loan information, payment history, document uploads, account management, and team communication.
Email us at HELLO@WCLDLLC.COM or use the contact form to tell us about your property, project, or loan scenario.
Call us at 703-350-4339 to discuss your real estate lending needs or schedule a consultation.
Copyright © 2010-2026 Washington Commercial Lending & Development, LLC.