A creative hard money lender
Vienna private lending
WCLD provides private hard money loans for investors in Vienna, VA funding fix-and-flip, rehab, and investor/spec construction projects. We focus on practical collateral, clear exits, and active local markets.
In Vienna, VA, a strong investment deal depends on more than the purchase price. WCLD reviews ARV, rehab scope, marketability, borrower plan, and exit strategy before structuring a private loan.
Common nearby markets include Oakton, Tysons, Dunn Loring, Merrifield, Fairfax, and McLean. WCLD is most interested in single-family homes, townhomes, small multifamily, small commercial, and investor/spec construction projects with clear demand.
WCLD looks at collateral, purchase price, after-repair value, budget, borrower experience, liquidity, title, timeline, and exit strategy. Loan amounts commonly fall between $150,000 and $1,000,000, and leverage may reach 70% to 80% loan-to-cost depending on the project and borrower strength.
When due diligence is complete, WCLD can often close within 3 to 4 days after title binder and term approval. Eligible construction or rehab draws can often be funded within 48 hours after WCLD inspection, depending on project status and documentation.
Use the WCLD Deal Analysis Calculator to review ARV, rehab budget, holding time, ROI, and projected profit before you commit to a project.
Call 703-350-4339 first. If it is easier, send the property address, purchase price, rehab or construction budget, ARV, and timeline through the contact form.
Loan terms, leverage, draw timing, and closing speed depend on collateral, title, borrower strength, project scope, market conditions, and WCLD underwriting. This page is informational and is not a commitment to lend.