WCLD A creative hard money lender

Service Area

Hard Money Loans in Fairfax County, VA

Fast, flexible private lending for real estate investors in Fairfax County, VA - approvals in 24-48 hours.

Fairfax County is Northern Virginia's largest and most varied flip market - from split-levels in Annandale and Burke to higher-end rebuilds in Vienna and Great Falls. As a Springfield-based direct lender, this is our home county. We know its neighborhoods, its strong school-driven resale demand, and the value in updating its enormous stock of 1960s-1980s homes.

Have a deal in Fairfax County, VA? Get terms fast.
Call 703-350-4339 or apply online
Start Your Loan Application
FastMost loans approved in 24-48 hours.
FlexibleCreative terms for hard-to-finance projects.
DirectWe lend our own money - no middleman.
TransparentAll fees disclosed up front. No hidden costs.

Loans we fund in Fairfax County, VA

  • Fix-and-flip loans
  • Rehab and renovation loans
  • Bridge loans
  • Ground-up construction loans
  • Short-term loans on small commercial property

Fix-and-flip in Fairfax County, VA

The county's deep inventory of dated single-family homes near top-rated schools is the bread and butter of local flippers. Cosmetic-to-full rehabs in Annandale, Burke, and Springfield routinely pencil out; teardown-rebuilds in Vienna and McLean target the luxury end.

Small commercial & bridge lending

We finance small commercial and light-industrial along the Route 28 and Route 50 corridors - small warehouses, flex space, and office condos that suit a short bridge or construction loan.

Neighborhoods & areas we serve

  • Vienna
  • Reston
  • Herndon
  • Annandale
  • Burke
  • Springfield
  • Centreville
  • Chantilly
  • Fairfax City
  • Great Falls
  • Falls Church

Why investors choose Washington Commercial Lending & Development

We have been a direct private hard money lender in the Washington, DC metro area since 2010. Because we lend our own funds, we move quickly, structure creative solutions for difficult projects, and disclose every fee up front. Whether you are a first-time investor or a seasoned flipper working in Fairfax County, VA, we make short-term real estate financing simple.

Ready to fund your next Fairfax County, VA project?
Call 703-350-4339 today.
Apply Now

Review Your Fairfax County, VA Loan Scenario

Tell us about the property, collateral, requested loan amount, and exit strategy. We can help you determine whether the project may be a fit for private lending.

Apply Online View All Service Areas

What WCLD looks for in a Fairfax County loan request

A strong Fairfax County hard money loan request usually includes a clear property address, realistic purchase or payoff amount, repair or construction budget, expected resale value, borrower plan, and exit strategy. WCLD is most interested in active resale markets where the collateral can support a short-term private loan.

Relevant nearby markets include Fairfax, Vienna, McLean, Falls Church, Reston, Herndon, Oakton, Annandale, Springfield, and Tysons. We focus on single-family homes, townhomes, small multifamily properties, select small commercial projects, and investor/spec construction projects. We generally avoid condos, mixed-use, rural properties, churches, farms, heavy industrial properties, and large commercial projects.

Common loan uses

  • Fix-and-flip purchases
  • Rehab and renovation projects
  • Investor/spec construction
  • Bridge financing with a clear exit

Fast next step

Call WCLD first at 703-350-4339. Be ready with the address, purchase price, repair budget, ARV or completed value, and timing.

Send your scenario
Get Started with WCLD Today

Contact WCLD to Discuss Your Loan Scenario

Reach out to discuss a hard money, bridge, rehab, construction, or short-term real estate loan. Existing clients can also access the client portal for loan information, payment history, document uploads, account management, and team communication.

Email Us

Email us at HELLO@WCLDLLC.COM or use the contact form to tell us about your property, project, or loan scenario.

Call Us

Call us at 703-350-4339 to discuss your real estate lending needs or schedule a consultation.

Copyright © 2010-2026 Washington Commercial Lending & Development, LLC.