WCLD A creative hard money lender

Service Area

Hard Money Loans in Montgomery County, MD

Fast, flexible private lending for real estate investors in Montgomery County, MD - approvals in 24-48 hours.

Montgomery County combines strong incomes, top schools, and a vast stock of mid-century homes - a reliable recipe for fix-and-flip margin. Whether it's a Silver Spring cape, a Rockville rambler, or a Bethesda-adjacent rebuild, we fund Montgomery County rehabs and flips quickly so you can keep your renovation on schedule.

Have a deal in Montgomery County, MD? Get terms fast.
Call 703-350-4339 or apply online
Start Your Loan Application
FastMost loans approved in 24-48 hours.
FlexibleCreative terms for hard-to-finance projects.
DirectWe lend our own money - no middleman.
TransparentAll fees disclosed up front. No hidden costs.

Loans we fund in Montgomery County, MD

  • Fix-and-flip loans
  • Rehab and renovation loans
  • Bridge loans
  • Ground-up construction loans
  • Short-term loans on small commercial property

Fix-and-flip in Montgomery County, MD

Wheaton, Silver Spring, and Rockville hold the county's deepest value-add inventory; Potomac and Bethesda-adjacent areas reward higher-end finishes and teardown rebuilds. Strong school demand underpins resale across the county.

Small commercial & bridge lending

We finance small commercial and flex/industrial near the I-270 corridor and Gaithersburg, where short bridge or construction loans bridge to lease-up or refinance.

Neighborhoods & areas we serve

  • Silver Spring
  • Rockville
  • Gaithersburg
  • Wheaton
  • Germantown
  • Takoma Park
  • Kensington
  • Potomac
  • Olney

Why investors choose Washington Commercial Lending & Development

We have been a direct private hard money lender in the Washington, DC metro area since 2010. Because we lend our own funds, we move quickly, structure creative solutions for difficult projects, and disclose every fee up front. Whether you are a first-time investor or a seasoned flipper working in Montgomery County, MD, we make short-term real estate financing simple.

Ready to fund your next Montgomery County, MD project?
Call 703-350-4339 today.
Apply Now

Review Your Montgomery County, MD Loan Scenario

Tell us about the property, collateral, requested loan amount, and exit strategy. We can help you determine whether the project may be a fit for private lending.

Apply Online View All Service Areas
Get Started with WCLD Today

Contact WCLD to Discuss Your Loan Scenario

Reach out to discuss a hard money, bridge, rehab, construction, or short-term real estate loan. Existing clients can also access the client portal for loan information, payment history, document uploads, account management, and team communication.

Email Us

Email us at HELLO@WCLDLLC.COM or use the contact form to tell us about your property, project, or loan scenario.

Call Us

Call us at 703-350-4339 to discuss your real estate lending needs or schedule a consultation.

Copyright © 2010-2026 Washington Commercial Lending & Development, LLC.