Hard Money Loans in Washington, DC

Fast, flexible private lending for real estate investors in Washington, DC — approvals in 24–48 hours.

The District’s rowhouse rehab market is among the most lucrative — and most demanding — on the East Coast. Pop-ups, condo conversions, and gut renovations in neighborhoods like Petworth, Brookland, and Anacostia hinge on moving quickly and navigating DC’s permitting and historic rules. We’re a direct private lender funding DC flips and rehabs in 24–48 hours.

Loans we fund in Washington, DC

• Fix-and-flip loans
• Rehab and renovation loans
• Bridge loans
• Ground-up construction loans
• Short-term loans on small commercial property

Fix-and-flip in Washington, DC

Rising neighborhoods east of the river and across upper Northwest offer strong value-add spreads. Condo conversions and two-unit rowhouse rehabs are common exit strategies — both fit our short-term, flexible structure while you renovate and sell or refinance.

Small commercial & bridge lending

We lend on small commercial and mixed-use rowhouses along emerging corridors, where a short bridge loan covers acquisition and stabilization.

Neighborhoods & areas we serve

• Petworth
• Columbia Heights
• Brookland
• Anacostia
• Trinidad
• Eckington
• Deanwood
• Capitol Hill
• Shaw
• Brightwood

Why investors choose Washington Commercial Lending & Development

We have been a direct private hard money lender in the Washington, DC metro area since 2010. Because we lend our own funds, we move quickly, structure creative solutions for difficult projects, and disclose every fee up front. Whether you are a first-time investor or a seasoned flipper working in Washington, DC, we make short-term real estate financing simple.